VANDYK MORTGAGE FORT MYERS
MORE LOAN OPTIONS
MORE LOAN OPTIONS
We love helping borrowers get into the homes they have been dreaming of.
To do this, we use our extensive toolbox of loan product options to analyze each buyer's situation and determine which loan is the best fit for their needs. More product options mean more solutions to get buyers into their homes!
No Ratio Loans
No income verification loan is available for non-traditional income borrowers. Including but not limited to self-employed buyers and investors.
Temporary Buydowns
Homebuyers can lower their interest rates for a limited period
Lock & Shop
Borrowers can lock the interest rate for up to 90 days while they shop for their new home.
New Construction
Conventional, government, jumbo, and non-conforming one-time closing options are available.
Second Mortgages
A dual-loan strategy to make qualifying rot the total home amount easier.
Post Bankruptcy
Financing options are available as soon as one day after your bankruptcy discharge date.
Home Ready
Low-income borrowers can be eligible for up to $2500 credit and competitive rates.
Jumbo
Loans that exceed the conforming loan limits up to $2 million.
Reverse
Loans for borrowers 62+ that convert their home equity into cash in a purchase or refinance.
Asset Qualifier
The borrower's existing assets are used to fulfill income eligibility criteria.
Extended Rate Locks
Lock the rate for up to 330 days on conventional and government loans.
Vacant Land
Lot loans with options for those with and without intent to build.
Unique Property
Financing unique properties for vacant land, mobile homes, and more.
Down Payment Assistance
National or state-level initiatives to assist clients with down payments.
Aricultural
For rural homes and hobby farm properties that may not conform to traditional financing
Condos
Covering both warrantable and non-warrantable condos.
Investor Cash Flow
Qualification based on the projected rental income from a property.