When a Buyer Does Not Fit Traditional Mortgage Guidelines

Too many buyers and Realtors hear one “no” and assume the deal is over. Sometimes that is true. But many times, the real answer is not “no.” It is “not that way.” Quick Answer When a buyer does not fit traditional mortgage guidelines, the next step is to identify why. The issue may be income […]

Bank Statement Loans: What Self-Employed Borrowers Should Know

I made this video because a lot of self-employed borrowers think their only option is to qualify based on tax returns. That is not always the case. Bank statement loans may give eligible business owners, 1099 earners, and entrepreneurs another way to document income when traditional tax-return income does not fit. Quick Answer A bank […]

Can You Get a Mortgage If You Are Self-Employed in Florida?

I recently made a video for self-employed borrowers and the Realtors who work with them because this comes up all the time: someone owns a business, has money coming in, but their tax returns do not tell the whole story. Watch the video below, then keep reading for a simple breakdown of the mortgage options […]